How to Qualify for Medicare
Most know that they will qualify once they reach a certain age, but there are other ways for people to realize the benefits of Medicare coverage. Who qualifies for Medicare? To qualify for Medicare, any one of these four things need to happen. Wrapping it up There you have it. The four ways to qualify […]
Medicare Timelines
When you can sign up for Medicare and when you should sign up for Medicare will produce two very different answers. In this article, we’ll address the timelines around when you can sign up for Medicare, but we will touch on when you should sign up for Medicare in another article. Now, before we get too far into this, if you only remember […]
Medicare Parts (ABCDs)
Medicare is notorious for its alphabet soup. Luckily, we’re here to help clear that up for you. We’ll go over each part to help you understand what it covers and what it costs. Original MedicareGOVERNMENT RUN Part AHospital Coverage Covers: Part A is your hospital coverage. This would be your in-patient admittance costs for a hospital […]
Medicare Part D
Medicare Part D is a beast. In fact, we find that there are more questions about Part D prescription drug coverage than any other Medicare-related topic. And it makes sense as to why. Prescription medication costs are rising at scary rates and Part D coverage details are all kinds of confusing with different coverage tiers […]
Medicare Coverage Gaps
Medicare covers a lot, but unfortunately, there are several coverage gaps that leave you exposed to serious financial risk. It is important to understand these risks and how to protect yourself against them. Part A: Hospital StaysGaps The Part A deductible and benefit periods are different than any other insurance arrangement you’ve had in the […]
Medicare Advantage vs Supplement
Your two options for covering most of the gaps that Medicare leaves behind come in the form of Medicare Advantage plans and Medicare Supplement aka Medigap plans. Both cover these gaps in slightly different ways, so we’ll go over both of them and leave you with a comparison at the end of where we think […]
Medicare and Health Savings Accounts (HSA)
The decision to stay on your employer group plan or switch onto Medicare often comes down to Health Savings Account (HSA) questions. If you have an HSA, you’ll want to make sure you read this article to understand how Medicare and HSAs work together. Misunderstanding the rules Medicare has around HSAs could result in you […]
Medicare and your HSA Test
You’re ready to sign up for Medicare Parts A & B. You’d think it would be simple and easy… well… you probably wouldn’t be reading this if it were. So, we’ve put together this step-by-step guide on how to enroll in Parts A & B that will help make sure you enroll correctly. We have […]